A personal loan is the fastest way to arrange money for emergencies, weddings, medical expenses, travel, or any personal need. Unlike other loans, it doesn’t require collateral, and most banks and apps offer instant personal loan approval online.
✅ Types of Personal Loans
Personal Loan Without Salary Slip Personal Loan for Self-Employed Personal Loan Without CIBIL Score Low Interest Personal Loan Apps Apply Personal Loan Online1. Instant Personal Loan Without Salary Slip
Many loan apps and NBFCs now provide personal loans without income proof. You can use bank statements, Aadhaar, PAN, and a good CIBIL score instead of salary slips.
2. Personal Loan Without CIBIL Score
If you have a low or no credit score, some lenders still approve loans but charge slightly higher interest rates.
3. Personal Loan for Self-Employed
Freelancers and business owners can show ITR or business proof instead of salary slips to get quick approval.
4. Best Personal Loan Apps in India (2025)
Popular apps like MoneyTap, KreditBee, CASHe, EarlySalary offer instant loan approval with minimal documentation.
✅ Documents Required
- Aadhaar & PAN card
- Bank statement (last 3–6 months)
- Address proof
- (Optional) ITR for self-employed
✅ Final Thoughts
A personal loan is flexible, fast, and easy to get in India. Before applying, always compare interest rates, EMI, and processing fees to save money.